@font-face{font-family:PickSans;src:url('/font.woff2') format('woff2');font-weight:100 900;font-display:optional}
:root{--blue:#0055ff;--ink:#0b1d3a;--muted:#647184;--line:#dce2eb;--paper:#fff;--wash:#f5f7fa;--cyan:#65d6ed;--radius:8px;--ease:cubic-bezier(.2,0,0,1)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:var(--paper);color:var(--ink);font-family:PickSans,Pretendard,Arial,sans-serif;-webkit-font-smoothing:antialiased;word-break:keep-all;overflow-wrap:break-word}a{color:inherit;text-decoration:none}button,input{font:inherit}button,a{-webkit-tap-highlight-color:transparent}button{cursor:pointer}button:focus-visible,a:focus-visible,input:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:3px solid var(--blue);outline-offset:4px}button,input{border-radius:var(--radius)}img{max-width:100%;height:auto}svg{display:block}h1,h2,h3,p{margin:0}h1,h2,h3{letter-spacing:-.045em}button:disabled{cursor:wait}.shell{width:min(1200px,calc(100% - 96px));margin-inline:auto}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}[hidden]{display:none!important}.skip-link{position:fixed;top:-100px;left:20px;z-index:99;padding:14px;background:var(--ink);color:white}.skip-link:focus{top:12px}.eyebrow{font-size:12px;font-weight:700;letter-spacing:.08em;line-height:1.5}.blue-dot{display:inline-block;width:7px;height:7px;background:var(--blue);border-radius:50%;margin-right:6px}
.blog-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line)}.header-inner{height:80px;display:flex;align-items:center;gap:24px}.pick-brand{display:flex;align-items:center;gap:5px;flex-shrink:0}.pick-brand img{width:103px;height:auto}.pick-brand b{color:var(--blue);font-size:25px;letter-spacing:-.06em}.journal-link{font-size:15px;border-left:1px solid var(--line);padding-left:24px;color:var(--muted)}.header-inner nav{margin-left:auto;display:flex;align-items:center;gap:32px;font-size:14px;font-weight:600}.header-inner nav>a:not(.button){padding-block:14px}.button{display:inline-flex;align-items:center;justify-content:center;gap:24px;min-height:52px;padding:16px 24px;background:var(--blue);color:white;border:1px solid transparent;border-radius:6px;font-size:15px;font-weight:650;line-height:1.35;transition:background .18s var(--ease),transform .18s var(--ease)}.button:hover{background:#0044ce;transform:translateY(-2px)}.button.small{min-height:44px;padding:12px 18px;font-size:14px;gap:16px}.button.white{background:white;color:var(--blue)}.button.white:hover{background:#edf4ff}.button.secondary{background:white;color:var(--ink);border-color:var(--line)}.text-link{display:inline-flex;align-items:center;gap:26px;min-height:44px;font-size:15px;font-weight:650}.text-link:hover{color:var(--blue)}
.masthead{padding-top:64px;padding-bottom:48px}.masthead>.eyebrow{color:var(--blue);margin-bottom:28px}.masthead h1{font-size:clamp(48px,6.7vw,88px);font-weight:750;line-height:1.12;letter-spacing:-.065em}.masthead h1>span{color:var(--blue)}.masthead-bottom{display:flex;justify-content:space-between;align-items:flex-end;margin-top:28px}.masthead-bottom>p{font-size:18px;line-height:1.7;color:#536176}.edition{text-align:right;font-size:11px;line-height:1.9;letter-spacing:.04em;color:var(--muted)}
.featured{display:grid;grid-template-columns:1.05fr 1fr;border-top:1px solid var(--ink);border-bottom:1px solid var(--ink);min-height:480px}.featured-art{display:block;overflow:hidden}.featured-copy{padding:40px 0 32px 48px;display:flex;flex-direction:column;align-items:flex-start}.featured-copy>.eyebrow{width:100%;display:flex;justify-content:space-between;color:var(--muted)}.featured-copy>.eyebrow span{font-size:11px;letter-spacing:.06em}.topic-label{margin-top:46px;font-size:13px;font-weight:700;color:var(--blue)}.featured h2{font-size:clamp(26px,3.2vw,39px);line-height:1.35;margin-top:14px;max-width:470px}.featured h2 a:hover{color:var(--blue)}.featured-copy>p:not(.topic-label){font-size:16px;line-height:1.75;color:var(--muted);margin-top:18px;max-width:440px}.featured-copy>.text-link{margin-top:26px}.feature-foot{display:flex;width:100%;justify-content:space-between;margin-top:auto;padding-top:28px;color:var(--muted);font-size:12px}
.cover-art{height:100%;min-height:440px;position:relative;overflow:hidden;isolation:isolate;background:#dfe9fc}.art-grid{position:absolute;inset:0;background-image:linear-gradient(#ffffff19 1px,transparent 1px),linear-gradient(90deg,#ffffff19 1px,transparent 1px);background-size:38px 38px}.art-caption{position:absolute;top:28px;left:28px;font-size:10px;letter-spacing:.16em;font-weight:650;z-index:4}.art-documents{background:#e3eef5}.art-documents .art-grid{background-image:linear-gradient(#809aaa18 1px,transparent 1px),linear-gradient(90deg,#809aaa18 1px,transparent 1px)}.letter-sheet{position:absolute;left:26%;top:12%;width:47%;height:70%;padding:30px;background:#fff;box-shadow:16px 18px 30px #14395516;transform:rotate(-9deg);border:1px solid #ced9e4}.letter-sheet>span{font-size:13px;color:#567084}.letter-sheet>strong{display:block;font-size:62px;line-height:1.1;letter-spacing:-.07em;margin-top:18px;font-weight:750}.letter-sheet i{display:block;height:1px;background:#dbe3eb;margin-top:18px}.envelope{position:absolute;width:64%;height:38%;bottom:7%;left:18%;background:#0055ff;box-shadow:14px 20px 28px #00246a23;transform:rotate(-9deg);clip-path:polygon(0 0,50% 34%,100% 0,100% 100%,0 100%)}.envelope:before{content:'';position:absolute;inset:0;background:linear-gradient(146deg,transparent 49.6%,#fff2 50%,transparent 50.4%),linear-gradient(-146deg,transparent 49.6%,#fff2 50%,transparent 50.4%)}.envelope span{position:absolute;bottom:20px;left:25px;font-size:8px;letter-spacing:.1em;color:white}.art-badge{position:absolute;right:7%;top:33%;width:104px;height:104px;border-radius:50%;background:var(--cyan);padding-top:32px;text-align:center;font-size:13px;line-height:1.5;transform:rotate(9deg);box-shadow:0 5px 10px #1340540c}.art-fees{background:#125bea;color:white}.receipt{position:absolute;top:14%;left:23%;width:53%;height:82%;background:white;color:var(--ink);padding:32px 30px;transform:rotate(7deg);box-shadow:10px 10px 40px #001c5229}.paper-caption{font-size:13px;font-weight:600}.paper-rule{border-top:1px dashed #abbad0;margin-block:20px}.paper-label{font-size:12px;color:var(--muted)}.receipt>strong{display:block;font-size:80px;line-height:1.15;letter-spacing:-.06em;margin-block:6px 20px}.receipt em{font-style:normal;font-size:55px;color:var(--blue)}.receipt-row{display:flex;justify-content:space-between;font-size:10px;gap:10px;padding:12px 0;border-top:1px solid var(--line)}.receipt-row b{font-weight:500;color:var(--blue)}.art-stamp{position:absolute;right:10%;bottom:12%;padding:14px;border:1px solid #0b1d3a;background:var(--cyan);color:var(--ink);font-size:18px;font-weight:700;letter-spacing:-.04em;transform:rotate(-12deg);box-shadow:6px 6px 0 #083fbb}.art-stamp span{float:right;font-size:28px;margin-left:10px}.art-recovery{background:#def1ee}.art-recovery .art-grid{background-image:linear-gradient(#597e7814 1px,transparent 1px),linear-gradient(90deg,#597e7814 1px,transparent 1px)}.folder{position:absolute;left:24%;top:20%;width:52%;height:67%;border-radius:0 8px 8px 8px}.folder:before{content:'';position:absolute;top:-16px;left:0;width:40%;height:18px;background:inherit;border-radius:7px 7px 0 0}.folder-back{background:#9ebfd8;transform:rotate(-13deg);top:19%;left:19%}.folder-front{background:var(--ink);color:white;padding:28px;transform:rotate(5deg);box-shadow:12px 16px 20px #0b1d3a15}.folder>span{font-size:10px;letter-spacing:.15em;color:var(--cyan)}.folder strong{display:block;font-size:48px;line-height:1.14;font-weight:650;margin-top:24px;letter-spacing:-.04em}.folder strong span{float:right;color:var(--cyan);font-size:54px}.folder p{font-size:10px;color:#b4c8d6;margin-top:20px}.cover-art.compact{min-height:250px;height:250px}.compact .art-caption{top:18px;left:18px;font-size:8px}.compact .letter-sheet{padding:20px;top:17%;height:70%}.compact .letter-sheet>span{font-size:10px}.compact .letter-sheet>strong{font-size:35px;margin-top:10px}.compact .letter-sheet i{margin-top:10px}.compact .art-badge{width:72px;height:72px;padding-top:21px;font-size:9px}.compact .envelope span{font-size:6px;left:14px;bottom:13px}.compact .receipt{padding:22px 20px}.compact .paper-caption{font-size:10px}.compact .paper-rule{margin-block:12px}.compact .paper-label{font-size:10px}.compact .receipt>strong{font-size:49px;margin-bottom:12px}.compact .receipt em{font-size:34px}.compact .receipt-row{font-size:7px;padding:7px 0}.compact .art-stamp{font-size:12px;padding:9px}.compact .art-stamp span{font-size:22px}.compact .folder-front{padding:20px}.compact .folder>span{font-size:8px}.compact .folder strong{font-size:29px;margin-top:14px}.compact .folder strong span{font-size:36px}.compact .folder p{font-size:8px;margin-top:12px}
.routes{padding-top:64px;padding-bottom:64px}.routes>h2{font-size:18px;letter-spacing:-.03em;margin-bottom:24px}.route-list{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-block:1px solid var(--line)}.route-list>a{display:flex;align-items:center;gap:18px;padding:28px 24px 28px 0}.route-list>a+a{border-left:1px solid var(--line);padding-left:24px}.route-number{font-size:13px;align-self:flex-start;line-height:1.9;color:var(--blue)}.route-list a>div>span{font-size:12px;color:var(--muted)}.route-list h3{font-size:19px;margin-top:8px;letter-spacing:-.04em}.route-arrow{margin-left:auto;font-size:24px;color:var(--blue);transition:transform .2s}.route-list a:hover .route-arrow{transform:translate(3px,-3px)}.route-list a:hover h3{color:var(--blue)}
.library{padding-top:30px;padding-bottom:96px;scroll-margin-top:20px}.section-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;margin-bottom:32px}.section-heading .eyebrow{color:var(--muted);margin-bottom:14px}.section-heading h2{font-size:34px;line-height:1.2}.search-box{display:flex;align-items:center;gap:10px;border-bottom:1px solid var(--ink);width:285px;min-height:46px}.search-box svg{width:18px;height:18px;stroke:var(--ink);fill:none;stroke-width:1.6;flex-shrink:0}.search-box input{font-size:14px;border:0;background:transparent;min-width:0;width:100%;padding:10px 2px;color:var(--ink)}.library-tools{display:flex;align-items:center;justify-content:space-between;gap:16px;border-bottom:1px solid var(--line);margin-bottom:32px;padding-bottom:22px}.filters{display:flex;gap:8px;flex-wrap:wrap}.filters button{min-height:40px;padding:10px 16px;border:1px solid var(--line);background:white;color:#58657a;font-size:13px;font-weight:550;border-radius:30px}.filters button[aria-pressed=true]{background:var(--ink);border-color:var(--ink);color:white}.filters button:hover{border-color:var(--ink)}#resultCount{font-size:12px;color:var(--muted);white-space:nowrap}.story-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:32px}.story-grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.story-card{min-width:0}.card-visual{display:block;overflow:hidden}.card-visual>.cover-art{transition:transform .35s var(--ease)}.card-visual:hover>.cover-art{transform:scale(1.025)}.story-meta{display:flex;justify-content:space-between;gap:12px;margin-top:24px;font-size:12px;color:var(--muted)}.story-meta>span:first-child{color:var(--blue);font-weight:650}.story-card h3{font-size:24px;line-height:1.4;margin-top:12px}.story-card h3 a:hover{color:var(--blue)}.story-card>p{font-size:14px;line-height:1.8;color:var(--muted);margin-top:12px}.story-tag{display:block;margin-top:22px;font-size:11px;color:var(--muted);padding-top:18px;border-top:1px solid var(--line)}.empty-state{text-align:center;padding:48px 20px;background:var(--wash)}.empty-state h3{font-size:24px}.empty-state p{margin:14px 0 22px;color:var(--muted)}.empty-state>.text-link{margin-left:20px}
.pick-cta{padding:54px 56px;background:var(--blue);color:white;display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:center;position:relative;overflow:hidden}.pick-cta .eyebrow{color:#c9e4ff}.pick-cta h2{font-size:36px;line-height:1.35;margin-top:18px}.pick-cta p:not(.eyebrow){font-size:16px;line-height:1.8;color:#dbe9ff;margin-top:20px}.pick-cta .button{margin-top:28px}.pick-cta small{display:block;font-size:11px;color:#dbe9ff;margin-top:14px;line-height:1.6}.cta-path{display:flex;flex-direction:column;align-items:flex-end;gap:16px;padding-right:12px}.cta-path>span{display:flex;align-items:center;gap:20px;border-bottom:1px solid #ffffff40;min-width:290px;padding:22px 0;font-size:19px}.cta-path i{font-style:normal;color:#99d5ff;font-size:12px}.editorial-strip{padding-block:84px;display:grid;grid-template-columns:1fr 1.3fr;gap:20px 64px}.editorial-strip>.eyebrow{grid-column:1/-1;color:var(--muted)}.editorial-strip h2{font-size:32px;line-height:1.35}.editorial-strip p{font-size:15px;color:var(--muted);line-height:1.9;align-self:center}.editorial-strip>.text-link{grid-column:2}
.blog-footer{background:var(--wash);padding:40px 0 32px;border-top:1px solid var(--line)}.footer-top{display:flex;justify-content:space-between;gap:24px;align-items:center;border-bottom:1px solid var(--line);padding-bottom:28px}.footer-top p{font-size:14px;font-weight:600}.footer-bottom{display:flex;justify-content:space-between;gap:24px;padding-top:26px}.footer-bottom p,.footer-note{font-size:12px;color:var(--muted);line-height:1.85}.footer-bottom nav{display:flex;gap:24px;font-size:12px}.footer-bottom a{padding-block:6px}.footer-note{margin-top:16px;font-size:11px}
.reading-progress{position:fixed;top:79px;left:0;right:0;height:2px;z-index:25;pointer-events:none}.reading-progress span{display:block;height:100%;background:var(--blue);width:0}.breadcrumbs{display:flex;gap:14px;font-size:12px;color:var(--muted);padding-top:32px}.breadcrumbs a{color:var(--ink)}.article-heading{max-width:860px;margin:54px auto 36px}.article-heading>.eyebrow{color:var(--blue);display:flex;justify-content:space-between;gap:18px}.article-heading h1{font-size:48px;line-height:1.3;margin-top:24px;max-width:800px;font-weight:750}.article-deck{font-size:19px;line-height:1.75;color:var(--muted);margin-top:22px}.byline{display:flex;justify-content:space-between;gap:20px;align-items:center;margin-top:32px;padding-top:24px;border-top:1px solid var(--line)}.author{display:flex;align-items:center;gap:12px}.author-icon{width:40px;height:40px;border-radius:50%;background:#eaf1ff;color:var(--blue);display:grid;place-items:center;font-size:17px;font-weight:800}.author b{font-size:13px;font-weight:600;display:block}.author small{font-size:11px;color:var(--muted);display:block;margin-top:6px}.article-actions{display:flex;align-items:center;gap:20px;white-space:nowrap;font-size:12px;color:var(--muted)}.article-actions button{min-height:40px;background:transparent;border:1px solid var(--line);padding:10px 14px;color:var(--ink);font-size:12px}.share-status{font-size:12px;margin-top:12px;min-height:16px;color:var(--blue)}#shareFallback{margin-top:12px;font-size:13px}#shareUrl{display:block;width:100%;margin-top:8px;padding:12px;border:1px solid var(--line)}.article-cover{width:100%;height:350px;overflow:hidden}.article-cover .cover-art{min-height:350px}.article-cover .letter-sheet{left:40%;width:23%;top:14%;padding:28px}.article-cover .letter-sheet>strong{font-size:54px}.article-cover .envelope{left:35%;width:32%;bottom:-3%;height:40%}.article-cover .art-badge{right:26%;top:36%}.article-cover .receipt{left:40%;width:25%;top:8%;padding:26px}.article-cover .receipt>strong{font-size:60px}.article-cover .art-stamp{right:27%;bottom:16%}.article-cover .folder{width:26%;height:73%;left:37%}.article-cover .folder-front{left:39%;padding:24px}.article-cover .folder strong{font-size:38px;margin-top:20px}.article-cover .folder p{margin-top:15px}.article-layout{display:grid;grid-template-columns:245px minmax(0,760px);gap:64px;justify-content:space-between;padding-top:56px}.article-sidebar{align-self:start;position:sticky;top:110px}.article-sidebar .eyebrow{font-size:10px;color:var(--muted)}.article-sidebar h2{font-size:15px;margin:14px 0 20px}.article-sidebar nav>a{display:flex;align-items:baseline;gap:12px;font-size:13px;line-height:1.6;padding:12px 8px 12px 0;color:var(--muted);border-bottom:1px solid #edf0f4}.article-sidebar nav>a>span{font-size:10px;color:#8c98a8}.article-sidebar nav>a[aria-current=true],.article-sidebar nav>a:hover{color:var(--blue)}.sidebar-cta{display:block;margin-top:28px;padding:20px;background:#eff5ff;border-left:2px solid var(--blue)}.sidebar-cta>span{display:block;font-size:12px;color:var(--muted)}.sidebar-cta b{display:block;font-size:14px;margin-top:10px;color:var(--blue)}.article-body{min-width:0;font-size:17px;line-height:1.9;letter-spacing:-.015em}.article-body section{scroll-margin-top:100px}.article-body section+section{border-top:1px solid var(--line);padding-top:42px;margin-top:42px}.article-body h2{font-size:28px;line-height:1.4;margin-bottom:22px;margin-top:28px}.article-body section>h2:first-child{margin-top:0}.article-body h3{font-size:21px;line-height:1.5;margin:28px 0 14px}.article-body p+p{margin-top:18px}.article-body p{color:#33435a}.article-body a{color:var(--blue);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:4px}.article-body .button{text-decoration:none;color:white}.article-body ul,.article-body ol{padding-left:24px}.article-body li{margin-block:10px}.answer{padding:28px 30px;background:#eff5ff;border-left:3px solid var(--blue);margin-bottom:38px}.answer .label{font-size:12px;color:var(--blue);font-weight:700;margin-bottom:12px}.answer p{font-size:18px;line-height:1.85}.formula{background:var(--ink);color:white;padding:28px 30px;font-weight:650;font-size:21px;line-height:1.8;letter-spacing:-.03em;margin-block:24px}.note{font-size:13px!important;line-height:1.85;color:var(--muted)!important;margin-top:16px!important}.table-wrap{max-width:100%;overflow:auto;margin-block:24px;border-block:1px solid var(--ink);overscroll-behavior-x:contain}.article-body table{width:100%;border-collapse:collapse;font-size:14px;line-height:1.7;text-align:left}.article-body th{background:#f1f5fa;font-weight:650}.article-body th,.article-body td{padding:16px;border-bottom:1px solid var(--line);vertical-align:top;min-width:110px}.article-body caption{text-align:left;font-size:12px;color:var(--muted);padding:12px}.numbers td{text-align:right;white-space:nowrap}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-block:24px}.card{background:var(--wash);padding:20px}.card h3{font-size:17px;margin:0 0 12px}.card p{font-size:14px;line-height:1.8}.callout{border-left:2px solid var(--blue);padding:20px 24px;background:var(--wash);margin-block:24px;font-size:15px}.checks{list-style:none;padding:0!important;margin-block:24px}.checks li{margin:0;padding:16px 0;border-bottom:1px solid var(--line);font-size:15px}.checks label{display:flex;align-items:flex-start;gap:12px;cursor:pointer}.checks input{width:20px;height:20px;margin-top:4px;accent-color:var(--blue);flex-shrink:0}.article-body .steps{list-style:none;padding:0;counter-reset:step}.steps>li{position:relative;padding:24px 24px 24px 60px;background:var(--wash);margin-block:10px;counter-increment:step}.steps>li:before{content:counter(step,decimal-leading-zero);position:absolute;left:22px;top:24px;font-size:13px;color:var(--blue);font-weight:700}.steps h3{margin:0 0 10px;font-size:19px}.steps p{font-size:15px}.article-body pre{white-space:pre-wrap;overflow-wrap:anywhere;font-family:inherit;font-size:15px;line-height:1.9;background:var(--wash);padding:26px;border:1px solid var(--line)}.article-body details{border-bottom:1px solid var(--line);padding:18px 0}.article-body summary{cursor:pointer;font-size:16px;font-weight:600;padding-right:12px}.article-body details p{font-size:15px;margin-top:14px;padding-left:18px}.sources{font-size:14px}.article-end{margin-top:48px;background:#f1f6ff;padding:32px}.article-end>span{font-size:12px;color:var(--blue);font-weight:700}.article-end h2{font-size:26px;margin-top:14px}.article-end p{font-size:15px}.article-end 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